The influence of sharia capital and financial literacy on business income: survey of Wafa Al Fitrah Micro Wakaf Bank Customers

Fitriana, Afifah and Rahmawati, Lilik (2023) The influence of sharia capital and financial literacy on business income: survey of Wafa Al Fitrah Micro Wakaf Bank Customers. Iqtishaduna Jurnal Ekonomi dan Keuangan Islam, 14 (1). pp. 14-48. ISSN 2655-9714

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Abstract

This research uses quantitative methods. The population used is the Wafa Al Fitrah Micro Waqf Bank customers, totaling 80 people. The sampling technique used is a saturated sample or saturation sample, which uses the entire population. Data collection techniques used are using questionnaires and interviews. Data processing and analysis techniques in this study used the classical assumption test, multiple regression analysis and hypothesis testing. The results of this study indicate that simultaneously capital and Islamic financial literacy affect operating income with an F-count of 14.296 > F-table of 3.0178, with a significant value of 0.000. As for partially, capital has a positive effect on business income with a t-count value of 3.091 > t-table of 1.990 with a significant value of 0.003. Islamic financial literacy has no effect on income with a t-count value of 1.859 > t-table of 1.990 with a significant value of 0.67. It can be concluded that simultaneously capital and Islamic financial literacy have a significant effect on the operating income of Wafa Al-Fitrah Micro Waqf Bank customers, while partially capital has a significant effect on operating income and Islamic financial literacy has no significant effect on Wafa Al-Fitrah Micro Waqf Bank operating income.

Item Type: Article
Creators:
Creators
Email
NIDN
Fitriana, Afifah
Afifahsurabaya@gmail.com
UNSPECIFIED
Rahmawati, Lilik
lilikrahmawati@uinsby.ac.id
198106062009012008
Uncontrolled Keywords: Capital; literacy Islamic finance; operating income; waqf bank micro
Subjects: 14 ECONOMICS > 1402 Applied Economics > 140207 Financial Economics
Divisions: Fakultas Ekonomi dan Bisnis ISlam > Ekonomi Syariah
Depositing User: S.Pd.I Abdun Nashir
Date Deposited: 17 May 2024 07:20
Last Modified: 17 May 2024 07:20
URI: http://repository.uinsa.ac.id/id/eprint/3374

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