مخاطر الائتمان وتسييره في المصرف التقليدي والإسلامي: دراسة وصفية مقارنة في مصرف مانديري ومصرفBRI التقليدي والإسلامي في كيديري

Al Amin, Atia Mihoub Bashir and Djamaluddin, Burhan and Fauzia, Ika Yunia and Arifin, Sirajul (2021) مخاطر الائتمان وتسييره في المصرف التقليدي والإسلامي: دراسة وصفية مقارنة في مصرف مانديري ومصرفBRI التقليدي والإسلامي في كيديري. AL-QIYAM International Social Science and Humanities Journal, 4 (3). pp. 52-74. ISSN 2637-0271

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Abstract

The risks of loan and its management in conventional and Islamic banks: a descriptive comparative study of Mandiri and Bri conventional and Islamic banks in Kediri

The study aims at investigating methods of managing the risks of loan at Mandiri and BRI Islamic and Conventional Banks in Kediri. The study employs a qualitative and comparative method, using interview and documentation as techniques for data collection. The study was focused on two Islamic banks; Mandiri Islamic and BRI Islamic and two conventional banks; Mandiri conventional and BRI conventional. The study arrives at a number of conclusions, the summary of which is that the conventional banks conduct the loan risk management through their bank committees, and in case of late, or failure to make payment by the customers the conventional banks assess the customers by monitoring the legal lending limit. And Islamic banks manage the risk of loan through a committee consisted of a manager and board of commissioners and the Shari’ah risk control committee, with the help of Shari’ah board of supervisors.

Item Type: Article
Creators:
Creators
Email
NIDN
Al Amin, Atia Mihoub Bashir
alaminn0302@gmail.com
-
Djamaluddin, Burhan
burhandjamaluddin068@gmail.go.id
-
Fauzia, Ika Yunia
ika.yunia@perbanas.ac.id
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Arifin, Sirajul
sirajul.arifin@uinsby.ac.id
2014057001
Uncontrolled Keywords: Risks of loan; risks management; conventional banks; Islamic banks
Subjects: 18 LAW AND LEGAL STUDIES > 1801 Law > 180127 Mu'amalah (Islamic Commercial & Contract Law) > 18012724 Islamic Banking
Divisions: Fakultas Ekonomi dan Bisnis ISlam > Ekonomi Syariah
Depositing User: Abdun Nashir
Date Deposited: 04 Jan 2022 03:15
Last Modified: 04 Jan 2022 03:15
URI: http://repository.uinsa.ac.id/id/eprint/1948

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