Musyarakah: antara fikih dan perbankan syariah

Arifin, Sirajul (2012) Musyarakah: antara fikih dan perbankan syariah. MIQOT: Jurnal Ilmu-ilmu Keislaman, 36 (1). pp. 77-102. ISSN 2502-3616

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Musyârakah is one of the profit and lost-sharing (PLS) models which is parallel with Islamic bank concept. At the practical level of syariah banking, musyârakah is not purely legal construction but it is a social adaptation to the real circumstances which are based on contemporary local fiqh (Islamic law). Classical fiqh does not require the guarantee to be embodied in a musyârakah contract, because the partner is a trustworthy person. Moreover, on the basis of trust, one partner cannot require a guarantee from the other party. Otherwise, local fiqh gives concessions to Islamic bank, i.e., it requires partners to provide assurance in order to reduce risk in the musyârakah financing.

Item Type: Article
Arifin, Sirajul
Uncontrolled Keywords: Musyârakah; bagi hasil; fikih muamalah; bank syari‘ah
Subjects: 14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified
Divisions: Fakultas Ekonomi dan Bisnis ISlam > Ekonomi Syariah
Depositing User: Arifin Sirajul
Date Deposited: 18 Sep 2021 17:37
Last Modified: 18 Sep 2021 17:37

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